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The certification titles I earned are but the badges of functions I found myself in more than 15 combined years of working in finance (CPA), insurance (CII Award), audit (CIA), IT (CISA), transformation (CLSSGB), and management (FICD). 

I am currently the Regional Deputy CFO of Pacific Cross International, an insurance conglomerate with operations in PH, Thailand (TH), Vietnam (VN), Indonesia (IN), Hong Kong (HK), Samoa (SA), and British Virgin Islands (BVI).

Before this, I served as a board member and SVP/CFO of AIG entities in the PH, Guam & Micronesia, overseeing insurance operations & finance functions in-country and in India service centers while liaising with other governance functions in Singapore, Shanghai, Sydney, Tokyo, London, and New York. Before such, I had the same role in QBE Insurance, where I led various clean-ups, reorganization, and improvement initiatives in its PH operations.

My work and contribution to these companies were recognized by Insurance Business Asia (2020) as one of the 12 up-and-comers under 36 years old, representing the industry's future across Asia, and by Professionals of the Future (2018) as one of the 25 most inspiring young professionals in the Philippines.

After passing opportunities to work abroad and starting my own family, I started my insurance career in 2010 with NatRe - a publicly listed life and general reinsurance firm with a stake in Asian Reinsurance in Thailand and controlled by PH’s largest conglomerates - Yuchengco, BPI & GSIS. Hereafter, I held diverse leadership roles in Audit, Compliance, IT, Projects & Finance that allowed me to execute several transformation initiatives, culminating with my appointment as VP & Head of Finance in 2016.

My professional roots sprouted in KPMG's Risk Advisory Services after earning an accounting degree, as a working student, from San Sebastian College and immediately passing the CPA board exam in 2006. Eventually, I was fast-tracked to the managerial level due to my exposure to various high-profile engagements and clients. The firm also allowed me to work in Malaysia, HK, and Singapore, collaborating with multiple clients of diverse nationalities and cultures.

After 12 years of working, I pursued further studies in economics at UA&P to have a fresh perspective in business and management and prepare to establish my own FinTech/InsurTech company in the future


Jan 2021Present
Pacific Cross International

Regional Deputy Chief Financial Officer (Asia)

Overseeing finance functions of the group operations in PH, TH, VN, IN, HK, SA, and BVI (10 legal entities)

KEY INITIATIVE(S): Establishing the regional governance functions in Finance and Enterprise Risk Management, including developing strategic plans.

IFRS PROGRAM EXECUTIVE (Asia) - Concurrent (Mar  2021 - Present)

Leading the group’s transition to the new standards, including impact assessment, accounting position, vendor selection, target operating model, and system implementation.

MEMBER, BOARD OF DIRECTORS (Philippines) - Cc (Mar  2021 - Apr 2022)

Member of the Board Committees - Executive, Investment, Related Party Transaction and Corporate Governance.

KEY ACCOMPLISHMENT(S): Established Board governance and meeting protocol

SENIOR VICE PRESIDENT & CHIEF FINANCIAL OFFICER (Philippines) - Concurrent (Jan 2021 - Feb 2022)

KEY INITIATIVE(S): Sponsoring almost 60 projects that already resulted in USD15.0M accounting correction, 20% increase in investible funds, identification of USD2.0M one-time expense savings, and USD0.3M annual recurring savings, decrease in reconciliation backlogs, and stabilization of financial operations after a significant fraud incident.


  • CHIEF RISK OFFICER and CHAIRMAN - RISK MANAGEMENT STEERING COMMITTEE (Mar  2021 - Apr 2022) - Reestablished enterprise risk management framework and activities
  • CHAIRMAN - FRAUD MANAGEMENT / EVALUATION COMMITTEE - (Mar  2021 - Feb 2022) - Reestablished governance process and managing reported incident’s investigation
  • CHIEF COMPLIANCE OFFICER - Interim (May - Jul  2021) - Established and implemented governance framework
  • CHIEF EXECUTIVE OFFICER - Interim (Jul  - Aug 2021)
Mar 2018Feb 2021

Senior Vice President & Chief Financial Officer (Philippines, Guam & Micronesia)

Overseen the insurance operations and finance functions of the Philippines, Guam, & Micronesia markets (around eight entities, including shared service entity - Guam Insurance Adjusters), covering controllership, investment, treasury, and financial planning and analysis. These include processes undertaken in-country and functions that are done in the: AIG Centers in India (Controllership); Japan (Treasury); London (Investments); Singapore (Actuarial); and China (Capital Management).

Lead Mentor, Asia Pacific Mentoring Circle for High Potential Employees      Mentor, India Young Professionals (Employee Resource Group)                    Member, Asia Pacific Procurement Steering Committee (AIG 200 Strategic Initiatives)

KEY ACCOMPLISHMENT(S): Enhanced FP&A capabilities of Finance Team to support the business, and increased investment income by 32%

MEMBER, BOARD OF DIRECTORS (Legal Entities in Philippines, Guam & Micronesia) - Concurrent (Mar 2018 - Present):

Monitored and overseen the implementation of the local Company’s strategy, in line with the Global business strategy of AIG.

Chairman, Investment Committee
Member, Risk Oversight Board Committee
Management Representative, Audit Board Committee

Mar 2017Feb 2018
QBE Insurance

Vice President (VP) & Chief Financial Officer, Emerging Markets / Asia Pacific - Philippines

Established and controlled the financial systems and administrative services of the company, and provided financial information to local management, Board of Directors and Regional Management.

KEY ACCOMPLISHMENT(S): Led the cleanup, reorganization and improvement in the financial operations of the Company. 

CHIEF REGULATORY COMPLIANCE OFFICER - Concurrent (Mar 2017 - Feb 2018): Overseen regulatory compliance requirements of the organization, including representation and coordination to regulators.

Jul 2015 Mar 2017
National Reinsurance Corporation of the Philippines

VP & Head of Finance, Accounting & Administration

Overseen the administrative, financial, and risk management operations of the company, including monitoring of Management & Technical Accounting and management of Treasury and Office Services.

VP & HEAD OF TREASURY - Concurrent (Jul to Dec 2016) - Provided overall direction and guidance to the treasury functions / team.

KEY ACCOMPLISHMENT(S): Sponsored almost 20 projects that resulted in 33% improvement in receivable days and breakeven operating cash flow, after 8 years of negative flow.

SAVP & HEAD OF OFFICE SERVICES - Concurrent (Jan 2015 to Dec 2016): Managed the day-to-day activities relating to procurement, billing and record-keeping, agency personnel, and logistics.

KEY ACCOMPLISHMENT(S): Managed operating expenses which resulted in 20% lower than the prior year.

SAVP & HEAD OF CREDIT & COLLECTIONS - Concurrent (Nov 2015 to Jul 2016): Overseen the collection efforts of approximately USD130.0M receivable balances.

KEY ACCOMPLISHMENT(S): Led and managed collection visits to 66 clients in less than 30 days. Established collection protocol, escalation and monitoring process, which led to achievement of annual target in one quarter.

SAVP, HEAD OF MANAGEMENT ACCOUNTING & CHIEF ACCOUNTING OFFICER  (Jul 2015 - Jul 2016): Ensured implementation of all accounting and internal control requirements

KEY ACCOMPLISHMENT(S): Led and managed improvements in the function that delivered minimum annual savings of almost USD0.1M and correction of accounting practices leading to finacial restatement of USD8.0M.

Aug 2014 Jul 2016
National Reinsurance Corporation of the Philippines

Senior Assistant Vice President (SAVP) & Head of Transformation (Projects & Support) Office

Led the implementation of corporate programs and priorities. 

KEY ACCOMPLISHMENT(S): Initiated and sponsored almost 54 projects that resulted in significant improvement in operational efficiency of the Company

SAVP & HEAD OF TECHNOLOGY SERVICES - Concurrent (May 2014 to Jul 2016): Managed all operational activities of IT Services function, including IT infrastructure and applications, such as SAP, Oracle, AS 400, and various in-house systems.

KEY ACCOMPLISHMENT(S): Initiated and led almost 55 projects that resulted in significant improvement in the operational efficiency of the function, which delivered a minimum annual savings of USD0.2M.

SAVP & HEAD OF GENERAL SERVICES - Concurrent (Jan to Jul 2016): Managed day-to-day activities relating to procurement, billing and record-keeping, agency personnel, and logistics.

KEY ACCOMPLISHMENT(S): Initiated and led almost 52 projects that resulted in significant improvement in the operational efficiency of the function delivering a minimum annual savings of USD0.1M.

Nov 2010 Aug 2014
National Reinsurance Corporation of the Philippines

AVP & Head of Internal Audit / Chief Audit Executive

Led all aspects of internal audit function and served as President / CEO’s Adviser for Corp. Planning and Risk Management matters

KEY ACCOMPLISHMENT(S): Led a minimum of 30 audit engagements each year. A total of 656 recommendations were provided to operating and senior management from 2011 to 2014 to improve their processes and operations, 72% of which are either being implemented or implemented already. Benefits include 40% manpower optimization leading to USD1.10M annual savings.

SENIOR MANAGER & DEPUTY HEAD OF COMPLIANCE - Concurrent (May 2011 ­to Jun 2012): Overseen regulatory and internal compliance reqts.

KEY ACCOMPLISHMENT(S): Assisted the Audit Committee in the establishment of Compliance and Governance function that led to improvement in corporate governance rating from 64% to 87%, the highest in the industry and among the top 50 PH publicly-listed company (2011)

SENIOR MANAGER & DEPUTY HEAD OF INTERNAL AUDIT (Nov 2010 to Jun 2012): Managed all audit engagements under the guidance of the Audit Com.

KEY ACCOMPLISHMENT(S): Standardized internal audit methodology and working papers of the group that led to: 400% increase in team productivity

Jun 2006 Nov 2010

Associate Manager - Risk Advisory / Performance & Tech

Led and managed multiple client engagements involving business performance, process, general IT controls and application review for numerous systems and applications. Proficient in the use of IDEA, ACL and other data analysis tool


  • Practice Leader for IT Strategy and IT Project Advisory
  • Head of Quality Management Team (Project Delivery)
  • KPMG Global Preferred Assessor for Vendor Security Compliance Reviews
  • IT Audit Training Facilitator
  • National Information Security Specialist


  • Lead in-charge for five audit seasons in the IT audit of the largest and most diversified publicly listed conglomerate in South East Asia (SEA).
  • Lead Project Manager in the first SAP Reinsurance implementation in SEA 
  • Lead in-charge for the forensic audit through data mining and database integrity testing using IDEA data analysis software for the world's largest producer and marketer of high-quality fresh produce






2020 Young Guns - Insurance Business Asia (Mar 2020, Asia Pacific)

12 Upcoming Insurance Leaders under 36 years old, whom represent the future of the insurance industry across Asia. They have up-to-date knowledge that seniors in the industry can benefit from, while the brokers of tomorrow will look to them as leaders. 

2018 Young Entraprofessional Award (Oct 2018, Philippines)

25 Accounting Professionals under 35 years old, recognized for being an inspirational leader who made an extraordinary and heroic contribution in the accounting profession.


Institute of Corporate Directors - Philippines (Mar 2020)

Certificate in Business Economics
University of Asia & the Pacific (Jun 2019)

W01 Award in General Insurance - CII (Award)
Chartered Insurance Institute - UK (Sep 2018)

Certified Lean Six Sigma Green Belt (CLSSGB) - Candidate
National Reinsurance Corporation of the Philippines (Jan 2016)

Certified Internal Auditor (CIA) - License #0124193
The Institute of Internal Auditors Inc. - USA (Nov 2013)

Certified Information Systems Auditor® (CISA) - License #0976530 
ISACA - USA (Dec 2008)

Certified Public Accountant (CPA) - License #0116821
Professional Regulation Commission - Philippines (May 2006)


Master’s Degree, Business Economics (2018-2021)

University of Asia and the Pacific

Thesis: "The Impact of InsurTech Applications on Philippines' Insurance Industry,  and its Non-Life Insurance Customers."

GWA: 1.44

Certificate Program, Management Development for  Young ASEAN Insurance Managers - 7th Cycle (2016)

ASEAN Insurance Council (AIC) - ASEAN Insurance Education Committee (AIEC), managed by Singapore College of Insurance

Country Scholar 

Certificate Program, Insurance Management Development - Pioneer Batch (2012-2013)

Insurance Institute of Asia and the Pacific


Bachelor of Science, Accountancy (2000-2005)

San Sebastian College

Order of Augustinian Recollect (OAR) Scholar & Full-Time  Working Student Assistant

Department of Science & Technology (DOST) Scholar

Cum Laude candidate

GWA: 88%


Member, Finance Committee & Technical Working Groups - IFRS 17, FRF, RBC, Reserving, Investments & Insurance Code (2017-Present)

Philippine Insurers and Reinsurers Association (PIRA)

Resource Person / Training Facilitator - General Insurance, Reinsurance, Accounting & Statutory Reporting (2017-Present)

Insurance Institute of Asia and the Pacific

Resource Person / Training Facilitator - Certified Public Accountant (CPA) Continuing Professional Development (CPD) Program (2018)

Philippine Institute of Certified Public Accountants (PICPA)

Resource Person / Training Facilitator - Certified Internal Auditor Licensure Examination Review (2018-2019)


Resource Person / Speaker (2011, 2012, 2018-Present)

Local Universities & Colleges

Local & International Conferences (Asia CFO Summits 2018 & 2019 and IFRS 17 Asia Master Class 2019)